Privacy Policy
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Privacy Policy

Last updated: June 10, 2026

Who we are

Chris Ubie ("we," "us," or "our") is a licensed mortgage professional with Ubi Lending Team. This privacy policy explains how we collect, use, and protect your personal information when you visit our website or interact with our services.

Information we collect

We collect information you voluntarily provide, including:

  • First and last name
  • Email address
  • Phone number

We may also automatically collect basic usage data such as browser type, device information, and pages visited.

How we use your information

We use the information we collect to:

  • Send you market updates, newsletters, and mortgage insights you requested
  • Respond to your inquiries or requests
  • Improve our website and communications
  • Comply with legal obligations

How we share your information

We do not sell your personal information. We may share your information with:

  • Our company, Ubi Lending Team, as required for our lending operations
  • Service providers who help us deliver communications (email and SMS platforms)
  • Legal authorities if required by law

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Text messaging

By providing your phone number and opting in, you consent to receive informational and conversational text messages from us related to your home financing or lending inquiry. Message frequency varies. Message and data rates may apply.

Reply STOP to opt out at any time, or HELP for assistance. Carriers are not liable for delayed or undelivered messages.

Your mobile opt-in and consent information are never shared with or sold to any third parties or affiliates for marketing purposes. See our Terms of Service for additional details.

Email communications

You can unsubscribe from our emails at any time by clicking the unsubscribe link included in every email we send.

Data security

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet is 100% secure.

Your rights

You have the right to:

  • Request access to the personal information we hold about you
  • Request correction or deletion of your information
  • Opt out of communications at any time

Contact us

If you have questions about this privacy policy, contact us at:

Chris Ubie
Ubi Lending Team
+12086317302